Journal of today’s activities:
Carole and I entered into a contract with a real estate developer within a few days of my transfer from prison to a halfway house. The agreement wasn’t conventional by any standard. I’d just been released after more than a quarter century of confinement. I still wasn’t free, as I had another year to serve in a halfway house.
My credit score was a triple zero. The three credit reporting bureaus didn’t recognize me as a human being. Such a hurdle did not dissuade me from working to persuade the real estate developer that he could believe in me. I showed him the work that I’d done to prepare for a law-abiding life since the day of my confinement. That total transparency convinced him that I would make good on my word to pay him. He signed a contract with Carole and me and agreed to build a brand new house for us. I pledged to pay him in full within three years, as I expected to be able to qualify for a mortgage by then. I’m now ready to begin that process, ahead of schedule. The three credit agencies now score my credit at: 713, 689, and 717. I’ve been told that a score above 700 is considered “good” and a score above 720 is brings the best rates. So I’ve got a ways to go, but I’m pleased that the deliberate plan I put in place has me on track to apply for my first conventional mortgage. It feels great to be a home owner, especially since the house Carole and I purchase has already appreciated in value, giving us a comfortable equity stake in our community.
- Days since my release from 26 years in federal prison: 235
- Miles run today: 9.55
- Miles run this week: 54.13
- Miles run this month: 29.63
- Miles run in 2014: 765.64
- Miles I need to run to reach my 2,400-mile running goal for 2014:
- Number of miles I’m ahead of schedule or behind schedule: 148.06
- Today’s Weight: 166